Annual Budget

Professional financial management starts with good planning. The Annual Budget in Anfitrión lets you define how much you expect to spend each month and watch for unexpected overruns.

What is the annual budget?

It's your financial roadmap. Instead of recording expenses as they happen, here you define recurring concepts (Electricity, Water, Insurance, Mortgage) and their estimated amount per year.

How to create a budget

1. Head to the Budget section.
2. Click "Add Item" or "Start from scratch".
3. Define the basic fields:
   • Concept: Descriptive name (e.g. Electric Supply).
   • Category: Group items to see reports by area.
   • Frequency: Indicate whether the expense is Monthly, Quarterly or Yearly.
   • Estimated Amount: What you usually pay.

Recurring Elements

Anfitrión intelligently manages frequencies:

• Monthly: Applied every month automatically.
• Yearly: Only computed in the month you decide. Ideal for property tax, waste fees or annual insurance.

Visualization and Control

The budget view offers a visual comparison between estimated and actual:

• Progress Bar: Indicates what percentage of the total monthly budget you've already consumed.
• Margin: The difference between your budget and your actual expenses. If positive, you're saving; if negative, you've exceeded.
• Pending Items: The app identifies budgeted items that don't yet have a linked real transaction.

Semi-automatic recording

If you have pending items this month, you'll see a "Generate all" notice. With a single click, Anfitrión creates the corresponding transactions so you don't have to enter repetitive data each month.

Budget Deviations (overruns)

If you pay more than expected one month (e.g. an unusually high electricity bill), Anfitrión marks it in red as a Deviation.

• Expenses not in the budget are tracked as "Unbudgeted", letting you see what surprises are eating into your profitability.

Best Practices

• Annual Import: When changing year (e.g. from 2025 to 2026), use the Import function to bring your previous budget over with a single click. You only need to adjust amounts if rates have changed.
• Synchronization: Try to always link each real expense to a budget item to have surgical control of your deviations.